Helpful Lending

Money & Insurance
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128 reviews
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Customer Reviews about

Helpful Lending

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Karen M

4.00/5.00

"Ease and helpfulness of emoloyee"

Ease and helpfulness of emoloyee, made it easy from beginning to end

09/04/2024

Derek Blust

1.00/5.00

"Think before signing with this company"

If you are in need of help, think before signing with this company and look elsewhere. I had thought the interest wasnt so high (i looked elsewhere and chose helpful lending) but ended up with 450% APR. $2150 dollar loan and with interest, total cost is $7500. Would give zero stars so please look elsewhere and where ever you choose, make sure you know the interest.

03/04/2024

Elizabeth Blancarte

1.00/5.00

"Very last resort and be wary"

If I could give no stars I would. I took out a 1500$ loan and the interest is through the roof. I have paid 581$ my first two payments together and have only taken 8$ off my principal. My next 375$ payment in only two weeks will be taking off 9$. After paying the first two payments I would still need to pay 1800 and some change to fully pay off my loan. I asked how much I would be paying if I paid it off in one or two months and they would not answer with the amount. They didn't were very hesitant to answer me and this is why. Very little interest if I pay it off quick my ass. It's not worth it unless they are literally the only place willing to give you a loan but even then you'll be paying THOUSANDS of dollars more than just your initial loan.They have you paying all your interest upfront before taking more than 10$ from your loan. I heard the outrageous amount of payments but I believed it would be an even amount each month taken from the initial loan. Nope. A credit union would be a lot better if you need to borrow easily. My car was almost the same questions as this loan with only a simple letter verifying my monthly income and an explanation for an old card. I was just wanting something quick without leaving my house after my dad had passed and I regret it so much. Don't make my mistake. Low weekly payments is a way to trick you into not thinking about the total amount you'll be paying in the end.

29/03/2024

Nicholas

5.00/5.00

"Very easy and fast"

Very easy and fast, highly recommend

28/03/2024

Tammy M

5.00/5.00

"The company was able to help me with my…"

The company was able to help me with my financial issue. They walked me through the process and made me feel at ease.

22/03/2024

customer

5.00/5.00

"The process was seamless."

The process was seamless.

22/03/2024

Steve. S.

1.00/5.00

"I agreed to have $108.63 taken out…"

I agreed to have $108.63 taken out once a month but was actually paying twice a month until you automatically took out the amount when I didn't have the extra cash. I called and was told that the agreement was for $108.63 twice a month, but since I was prepaying you didn't auto deduct me. Everything was fine untilI I was short because of other bills. I told the rep that I would like the amount to be taken only once a month. I was put on hold so they could review and when a rep came back on line they said that my request was agreed upon. Then today I noticed that my bank account waa overdrafted so I lokked at why and it showed you took out $452.39. My stomach dropped. I immediately called you and after speaking to several people being put on hold and having the rep comback and say that after reviewing the phone conversation of me asking for a once a month payment they heard me agree to have the $452.39 taken out. For whatever reason I don't remember hearing that amount to be thaken out at one time. Serously, why would I agree to have 4 times the amount that I was ariginally paying when I was having difficulties paying that twice a month. I argued with 3 different people on this and noe was willing to work with me to settle the problem. Your company was supposed to help me with my debt reconsolidation and all you did was put me in debt.
When I first talked to you you sounded legit and like a caring company, but your not. I never said i was n't willing to repay what I owed just at smaller amounts. Your company is shameless. I'm simply asking you to work with me by reversing your lasr withdrawal from my account soI can still eat and pay for neccessary things to live, but by my conversations with everyone, YOU DON'T CARE.

20/03/2024

Dr. Joyce

1.00/5.00

"I think it is a form of old time usury"

I think it is a form of old time usury. I borrowed $800 and if I don’t pay off a lump sum before August (which I am) then I will have paid $4000+. Already, I’ve paid well over $1200. They state the terms are confirmed for full understanding, but this 69-year feels she got ripped off. I have asked the BBB and some attorneys to look into it and their interest bearing processes. Until then, I can honestly say NEVER AGAIN.

15/03/2024

Kim Quiroz

1.00/5.00

"NOT WORTH IT!"

NOT WORTH IT!! I didn’t understand the terms correctly and was mislead. I borrowed $625 on Jan. 15 and paid it back 30 days later at a whopping price of $911. My interest was $286 for 30 days :( You might as well go to your local loan shark 🦈

19/02/2024

Jeff

1.00/5.00

"Paid off loan months ago"

We see that you continue to send unsolicited commercial bulk email as well, violating our CEASE and DESIST.

If you wish to respond, you must do so via USPS First Class Mail as you were advised.

You did not add me to the Do Not Call List as requested as you have called 23 times since November 24th. The calls are always at the same time of day, so you are clearly using an illegal auto dialer to call a cell phone. Which is costing me money per call and prohibited by Federal Law. Your permission to call was revoked effective November 24th, 2023.

I am entitled to damages per Federal law as you continue to call a cell phone, costing me money.
Please see the attached document for a list of call received from Helpful Lending. It clearly shows the calls are coming from you. I suggest you stop the calls and remove ALL phone numbers you have collected for me.

While you may be owned by the "tribe" you are not immune from service or a lawsuit. Please contact us via USPS Mail to discuss a settlement and resolve this matter out of Court.

16/02/2024
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