"You will regret it, trust me!"

I invested $1100 a month for the past 3.5 years and upon checking my portfolio, I am - 27% down. Only reason given is that ‘the market is unpredictable’. Of the $44k that I have invested, I will only get back $15k. This is one of the best scams around. The company makes bad investments on your behalf and then takes more than 60% of your investments as a cancellation fee, even though they are the reason for cancelling due to bad investments. They win either way. I strongly advise that you don’t go for this option as you will be crying later- mark my words. Put your hard earned money elsewhere, this isn’t worth it. Stay away, far away!!!!

"Please do not take up a Quantum Policy…"

Please do not take up a Quantum Policy investment. I was advised to do so (as a pension fund) and found after 7+ years of contributing between $400-700 a month that the policy value never went up, but always went down in worth.

This led me to stop contributing to what was obviously an investment with negative dividends. I also withdrew as much of my money as I could at that time, with a lot of pushing through various bureaucratic procedures. I did so especially as the person who signed me up for the plan disappeared – several years in - apparently due to illness, with no replacement financial adviser in sight.

Now 12 years on, the policy is still consistently in a downward trend, so I am trying to get out of it altogether and find that not only is there an exorbitant surrender value - but that I am also being told that some of the funds have been suspended. Subsequently, an investment that should be around $15,000 (give or take) is now said to be only about $8000 with a surrender value of $4000+

There are no words for my disappointment, especially when you consider that I could have made more money in a very basic savings account, even with a mere 0.025% interest rate. So, what then was the point of this Quantum policy investment plan, if all it has done is depreciate and depreciate and depreciate? How can it be said to contribute to my financial welfare, never mind my pension pot? Go figure!

"No recomiendo esta compañia"

No recomiendo esta compañia, los costos de los planes son excesivamente altos (7.5% anual + 7.79 USD mensual por gastos administrativos) cuando fácilmente puedes abrir una cuenta en cualquier brooker en internet y costo de 0.10% y puedes retirar tu dinero cuando quieras. Si les dicen que solo tienes que pagar el plan por dos años es una total mentira, acepte este plan por esa razon y me estoy llevando la sorpresa ahora de que no es verdad. Y si decides no pagar mas, el costo administrativo se triplica. Si seguimos el promedio del crecimiento historico del SP500 que es de 8% anual, ellos te estan quitando 7.5% mas costo administrativo de 93.48 si pagas o 280.44 si no. asi que prácticamente tienes que pagar por tener tu dinero retenido en la plataforma y por 10 años o mas. tu única esperanza seria que los rendimientos sean super elevados y poder rescatar algo.

Lamentable.

"Worst service of any financial company"

Worst service of any financial company.
I phone twice asking for a P60 end of year Tax form to be told they hadn’t heard of it!
I left a message but two weeks later they havnt replied.
Now phoning again and on hold for 13 minutes but I’m not giving up.

"RL 360 is a Scam"

RL 360 is a Scam
i purchased a regular savings plan, i was not ever told about the surrender fees, which are absolutely insane.
i put in 10k USD to the policy and once i surrender they took 7kusd from me. i am just happy i got out as soon as i did. Imagine contributing to this plan for a long period of time and to only find out later of the crazy fees you have to pay. DONT EVER INVEST IN THIS!! GET OUT NOW

"Unable to recover account - CSC is of no help"

My account got locked and there is no way for me to reset my password. Every time I reset my password the system sends me an email about my password reminder (instead of new password) and says that next time I login the system will ask me to reset my password. But still the same loop. No option to reset my password for over a week now.

And the following number is showing incorrect when I try to call - +44 (0)1624 681682

"Very slow to respon to emails 3 weeks…"

Very slow to respond to emails 3 weeks so far with no reply to my questions about a current policy I have also chased them up very poor communication

"I have been a client of RL360 for over…"

I have been a client of RL360 for over 7 years now and I am perfectly happy with their service. My adviser recommended them when I was in Dubai and I am still with them. My returns are just fine and I am building a very nice pot for when I retire in a few years.

"After reading all of these reviews on…"

After reading all of these reviews on here and in other sites I am absolutely gutted that l have potentially lost my hard earned single female working wage on this. I've emailed the advisor asking for a surrender value which l now know won't be the 36k I've invested. I feel conned and upset.

"Awful"

Agree with everything that has been said in the other negative comments. It's the worst of all investments, you will end up losing money in 95% of the situations. It's borderline a scam. Fees are extremely high, it's ridiculous. I was several months in when I realized something was odd, I stopped immediately and lost everything I had saved so far. Felt so robbed, but glad I found out "early". But still wish I never started.