"Modern day highwaymen"

Modern day highwaymen who have quite rightly been exposed and facing ruin as a result. Delayed first payment by a few days and they stole nearly £2k from me at the end of the loan. Avoid at all costs.

As the reply below shows they are shameless thieves, I did not agree to paying 5 extra months for a couple of days delay(ALL payments were made in line with the contract you moron this was an agreed delay which cost me thousands without agreement) - you all should be in jail.

The ombudsman agreed if you hadn't insulated yourselves from claims, shameless again, I would have a case.

"They're deleting my reviews"

Afraid of being exposed Amigo Loans? Anyway, this is a warning to everyone. DO NOT trust this company, they're harassing me with emails and calls despite being unable to afford the high interest repayments -- all this while they are facing administration. I am praying for the day this company goes into insolvency, you deserve everything that is coming to you. #AdiosAmigo

"for anyone struggling to a solution…"

for anyone struggling to a solution with these criminals head over to debt camel there is a whole load of information on there that Amigo won't tell you about because they just want all their greedy interest money every month. It tells you what you can do if you have a complaint in with them and about paying your loan during their insolvency stages. Hope this helps guys

"Thank you for keeping me well informed…"

Thank you for keeping me well informed of the process and interest rates applicable and ensuring I had a clear understanding of my commitment. You were there when I needed help the most, pleasing my family far outweighed the costs and when my financial situation changed I found it easy to settle my outstanding balance with you.

"These new 5star reviews seem very…"

These new 5star reviews seem very suspect!! Sound like they are written by investors, trying to make the processes all sound great.

"I was guarantor for a loan my son took…"

I was guarantor for a loan my son took out with Amigo. It was for a year and he defaulted twice. I was kept in the loop and was able to cover these two payments which ensured his credit rating was not completely destroyed. The T & C's by Amigo were perfectly clear and explained when he took the loan out and we paid the loan off by the due date. Everything worked well for him and Amigo stepped in when others refused to lend him any money so, thank you Amigo.

"Ellen was so understanding about my…"

Ellen was so understanding about my situation. Made me feel at ease during a stressful time

"Helped me out at time where no others…"

Helped me out at time where no others would, they still checked that I could afford it, when I called them they were always helpful and worked with me. If the high street banks don’t want to help when you really need it, these guys step in, yes more APR, but not 3 figure %. I’ve paid off now. The customer has a responsibility to tell all of there outgoings, which I did and it was affordable. 5 stars from me.

"Sick of them hassling my guarantor"

Sick of them hassling my guarantor. Since day one they have done it. If im late by 1 day they are texting them. I've always paid it even if it has been a day late at times. Would never use again and have the cheek to ask customers to support them 🤣 good riddance to you amigo. Rip. Companys like these pray on the vulnerable, I needed quick cash in hard times but I ended of worse off for a long time. I have 2 payments left cant wait to see the back of them.

"Lost with no hope of looking forward"

Apologies if this makes no sense just so lost and flustered

A friend needed a loan so I did the guarantor for them only to find out recently that they had no employment when amigo gave them this loan. Which leads me to ask what relevant checks are done to ensure these loans are legit since then due to the way things have gone in my personal life I have Lost my job due to health reasons and now suffering with mental health issues also. I have made a total of £1707.58 in payments towards a loan that I didn’t receive no way of getting support and when I explain these issues the advisors answer was we’ll give you an extra 3 weeks to sort a payment if not you and the original loan holder will receive a CCJ. Now I tried to get out of this agreement on the terms that it was a loan that should not have been given as all relevant checks had not been done. When I asked to be removed a guarantor I was told that cannot be done as it’s a joint liability loan. I did not know this nothing was explained at all and now I’m stuck paying for something I myself did not use. Causing me more stress and ill health. But amigo do not care of this and The generic reply’s you get acting like your health and well being matters is a joke. As long as they get what they want by any means even if it means you suffer more in the long run. I have lost my job my home and soon splitting from my family as there is not enough room for us all to stay with family in one house. But again this is not amigos problem. Your company is basically robbing people with ridiculous interest rates trapping people in to contracts they have no explanation of (which by fca regulation should all be explained in detail) leaving customers tied up in CCJ’s and ruining credit files and lives. And then telling customers to seek government support to get the issues resolved (if we can’t get your money government money will do) this is one vicious scam that you suck vulnerable people In out of desperation and then you profit by any means no matter what the out come for the person.

I have worked hard since a young age to build my file and make sure I would have what I needed to be stable I’ll health has changed that for me and now amigo are threatening with CCJ’s which will ruin the credit history what I myself have Worked very hard to build and keep clean.

Reply response

As we can see a great generic reply to a problem your company have caused if you did your relevant checks you would have known the borrower did not have a job or income at the time something I was not aware of not one payment has been made by the borrower only me as I have no choice.you actively give people money Without due checks and someone else foots the bill. As for looking further in to this I have no need to provide the info as I have spoke to your agents who After hearing my issues personal and health have kindly stated I have three weeks to make the payments up to date or i will be sent a ccj so no default notices to myself just a straight threat of CCJ’s. Which shows the level of care your company has towards people who have basically been scammed in to this situation no care be it a credit file or personal health and well being.