"Vote NO"

Vote NO. Very dodgy 5 stars reviews here.
We all have been in difficult situations, but taking this missold loan made the things impossible to handle with the astronomic interests.

I had a really bad month and I called Amigo to try to deffer a payment withouth affecting my guarantor. I had a firm no from Amigo and had to borrow money, from a payday lender, to be able to pay amigo. Everything went down hill from there.

The scheme is a joke, thousands of families struggling to make few people rich.

People voting yes are really thick. I can give you the tenner you get from Amigo and stay out completly from the scheme as you haven't read all the facts.

Let them go bust! Vote NO

"If i could give 0 i would"

If i could give 0 i would, we can't complain to FOS - and no one will look at my complaint and amigos!

everyone keeps talking about getting 'some' money back, but it's likely that any upheld complaints - if any- will get about 5%! for me that's £200 out of the £4000 im owed!! i would rather let this company go into administration then allow them to put other customers at a disadvantage.

Would also like to point out that this company has no integrity, amigos looking at my complaint right now would save me having to even want a redress payment as my balance should be cleared.

"Fair play to Amigo"

A business with a willingness to help current and previous customers, yet some want them to go into administration! A rejection will mean administration and no payments to customers but loans will still need to be repaid. A yes will mean payments to customers plus a share of future profits. I have voted yes

"Absolute joke of a company I’ve had an…"

Absolute joke of a company I’ve had an ongoing redress complaint in for over a year and still no decision then this blatant attempt to rip off genuine customers who have been mis sold loans to pay them next to nothing
To make matters worse I’ve still got a current loan which they still make me pay every month crazy
This company has pushed me previously to nearly suicide and to get out of it punishment free I’d rather get nothing back money wise and be happy in the knowledge that they aren’t trading anymore. How can a company do this for years then cut a deal it’s total daylight robbery basically bullying you into accepting the scheme or get nothing back

"No issues, kept informed of loan"

Had no issues with amigo loans, was always kept up to date. Sent texts to let me know they had received the payment as well letters and the app really was helpful keeping me up to datas well

"I can’t complain if I’m being honest"

I don’t understand the constant complaining from people. You took out the loan - You knew what the monthly repayments were. This company gives people an opportunity. I had a very good experience and will be voting YES.

Warm regards,

Chris

"Vote No"

If you vote yes they remain a company and thus a threat. The likelihood is that you will get a 4% redress, is that really worth putting people at risk in the future? You’ll most likely pay the same either way, but Amigo who have acted unethically will finally face their justice. I can’t believe people defending them, have you no shame? Or are you just uneducated on what will actually happen? If you’re in any doubt, just seek legal advice as I did, you will get clear answers and can act accordingly, this company are trying to buy their way out of the situation, we need to show that morals and ethics are worth more than money!!! They are criminals and we are the jury right now.

"People voting no are basing there…"

People voting no are basing there decision on it still being the old Amigo.
Make a rational and informed choice is my opinion.

Act in haste, repent at leisure.
It is what it is, no matter how you feel personally.
I want our country to thrive and people to spend in the economy. Amigo is part of this.
Do we really want more companies to go under?
I back Amigo and the SOA.

"I must admit the Amigo of the past have…"

I must admit the Amigo of the past have made some mistakes of which they have openly admitted. They have done the responsible thing and are trying to fix the problem. It's a tough decision to make and I hope they succeed by giving back what they can to those affected most.

"Update"

Just an update on this.
They replied on here saying give agreement number, we always try to find a fair outcome.
So I emailed them and they said I'm going into the scheme. Publicly they like to come across helpful...

So after asking for business files for months and them ignoring and then they finally send them to the FOS 2 months after their cut off point....and the FOS finding all 3 loans to be upheld in my favour..... they can can still put me into the scheme.

I remember these people hounding me at points, imagine me just saying, ah I'll go bankrupt, sorry you missed the cut off point.

As I said in the previous message, my guarantor did get a redress for loan 4 so I will probably vote No in the scheme, let them go insolvent, they've made enough money out of people.

I am owed about 10k and would probably get £200 and I'm still telling people to vote no.
I think it's the right thing to do.....



I complained in May 2020 and my guarantor got a big redress in December 2020. A balance was opened up for me but to be fair to Amigo, as a goodwill gesture they wrote it off.
I had 4 loans in total, the first 3 were dismissed by Amigo but they paid redress in December for loan 4. I was given the decision late October and chased for 2 months for payment.

I asked my FOS investigator to investigate loans 1,2 & 3 and he and I both repeatedly asked for my business files in Oct/Nov

The files were finally provided in Feb 2021 and all 3 loans were upheld by the FOS which would be a lot of money plus interest owed to me.

Amigo have conveniently placed me into their scheme though. The FOS have said this shouldn’t be the case as there is clear evidence that the files were requested long before their December 21st deadline.

Does anyone know if I have a case for legal action?

Also, if I was to vote no but the yes vote wins.
Can I still claim?

Regards