Knock
Betsy Breton
"Trish with Knock made the home swap possible for my clients."
I’m a Realtor in FL. I used the Knock program a few times and the outcome was a success. The fact that the program allows a buyer to buy their new house before selling their current home is an advantage to those sellers who are concern to sell without first securing the purchase. Trish was our loan officer, she made the process smooth and was always available to answer any questions.
Wendy McF
"Knock's HomeSwap program is for real and you will thank yourself!"
My experience with Knock was wonderful. I work in the real estate industry (MLS software). I had so many conversations during the course of buying and selling with Knock's HomeSwap program and it was very encouraging to have someone point out to me ways that Knock really is doing things in a different way. And one that is so beneficial to the buyer/seller. I was already happy with how it was going but I think I was made aware of a lot of side benefits that would have otherwise escaped my notice if I was not in communication with so many people from the real estate industry. One of the truly standout parts of my experience with Knock had to be working with Trisha Schmidt, my Loan Advisor. She was ALL OVER that process! (In the best way!) Without her responsiveness, ability to coordinate, be flexible, and move fast(!) I know I would not have been able to put in the winning offer on this house. And I would have lived with the regret of indecisiveness and missed opportunities forever I think, every time I saw an image of happy families at their lake house.
Ohseanie
"Above and Beyond"
Our sales rep Joe went above and beyond in helping us through the process. Texting, calls and emails kept us in the loop of the process. Closing in 30 days is a challenge but if you provide what Knock needs quickly you're helping yourself and Underwriting.
Nicole Bailey-Ozuna
"Trisha Schmidt was amazing to work…"
Trisha Schmidt was amazing to work with. She helped us every step of the way. What can be a very stressful experience was made so much smoother because of her. She went above and beyond and still checks up with us to this day!
Sandra Barney
"We had an amazing experience with…"
We had an amazing experience with knock. Trisha was absolutely amazing!
Communication was great, we were constantly informed on the progress of my clients file. Closing was smooth and clients are so happy.
The Home swap program gives such a great opportunity to clients that want to purchase before selling.
Recommend 100%
Taylor Long
"Trisha was the best"
Trisha was the best!
Helped us newbies out and was very patient with answering ALL our questions and was very quick in communication.
Everything was well explained and no surprises!
Art Gelven
"A fantastic and smooth experience"
A fantastic and smooth experience. Everything went as promised and everyone at Knock who we were in contact with were all consummate professionals starting with Dustin who was our contact person. The ability for Knock to be able to provide a bridge loan and allow us to purchase a new home without having to sell our current home first was a definite plus. More traditional mortgage companies should follow this concept.
We were able to close on our new home as scheduled with Knock working with us every step of the way and advance us he funds necessary so we could delay the selling and closing on our new home. Thank you to all at Knock - Dustin, Robert, ShaRhonda, Jenn, AJ and all of the support and loan teams.
Tobias
"Don't trust knock"
Tobias Berry
Working with knock has been a complete disaster for my family. We were pre-approved on June 18th. Here’s a quote that’s copied from the email I received “Your pre-approval letter is attached. This reflects a purchase price of up to $425,000 with a 20% down payment. We estimate that this scenario will not require you to bring any of your own funds to the purchase of your new home.” It seemed like every other day after that I was asked to provide some type of document. In a lot of cases it was documents that I had previously provided and some documents were being asked for so late in the process that it was obvious that the people working my case were unorganized at best. Here’s just a couple of examples. On July 20th, (6 days before when we should have been closing) I was asked to explain in a signed letter if there was damages to the house during a storm that happened in April. On July 22nd I was asked to send a signed letter to explain things like a $300 Cash app deposit that I received as a wedding present and a venmo transfer that my wife sent me to help pay for the earnest money. These request come often. It’s become a part of my morning routine to wake and see what Knock needs today. I was also asked to provide 2 months of bank statements and my earnest money information on July 22nd, all of which had been provided weeks ago on multiple occasions (May statement over a month ago). When my concerns about documents being asked for late in the process grew, I decided to contact a manager, Chris Quin. He and I talked and he agreed that some of the things I were going through was not right and informed me that because I’m moving to a new town as a teacher and will not have a paystub from my new school district that this was causing issues, but later in the conversation reassured me that it was going to be fine because of the contract I provided. We were supposed to close on our house on July 26th, however on July 22nd I was told that they would need an 11 day extension (after they reassured us that we were on schedule) along with a bank statement showing that I have 13 thousands dollars, some as reserves, some to bring to closing. We don’t have anywhere near that much money in reserves and Knock knows this. I was told that it was because my credit card usage has increased and the cost of our home that we’re trying to sell decreased. Our credit card utilization has actually decreased since we joined knock, and our loan advisor reassured me that our price decrease of our house would not be a problem. If we would not have received this reassurance, we would have kept the price the same and taken a different strategy like staging the house. He told me that instead of paying 20% of the down payment we would be able to pay 10% and some of the other money would be used to pay off debts. This all changed right before our closing date. Our realtor has called and left numerous messages for updates throughout this process because she too was concearned about how late Knock was asking for certain documents. She has NEVER received a call back. She ended up sending the title and contract to 3 different people, due to the lack of professionalism on knocks behalf. The sellers of the house that we were trying to purchase needed the money two days after our original closing date of July 26th. On July 28th, they decided to just keep our earnest money and rent their house out. I’m a teacher. I’m not loaded for cash. We’re in a new city with no place to live and down over 5k in cost due to earnest, option and appraisal cost. We’re going to have to ask for gifts to have the money to go towards new earnest money. After taking a couple days away from knock, my realtor tried to reaching out to try to fix all of this and move forward. On Friday, July 29th, we received an approval for 400k, not pre approval but clear to close! Just to find out days later that our loan advisor and loan processor no longer worked for the company. No one had even told us. We just had to keep reaching out to Knock constantly. After being assigned a new advisor, I aired my frustration to her and asked for her to have Chris Quin reach back out to me. After talking to her, she basically told me that he asked her to deal with it. Now they are asking us to start the process with Knock all over as if it’s day 1. Working with knock has been the worst decision of my life.
Josh
"We sure did like working with Tammie B"
We sure did like working with Tammie B. for the purchase of our new property. This marks the 3rd deal we have done with knock...thank y'all for creating a unique solution to purchasing a home before selling your existing property.
Kelley Kirton
"Unsolicited sales calls due to selling personal information"
My wife I are business professionals. We considered using knock given the current market conditions. WE both opted out of emails. Both of us are enrolled in the national do not call registry. Since submitting our application we have each received 30 plus sales calls from different companies daily. This has affected my work productivity. This is unacceptable and a bold face lie. Do not complete the app electronically. Knock sells your information many times.
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