"Worth considering as a diversifier"

I have only had an investment in Unbolted for about 2.5 months so it's far too early to reach firm conclusions. However, over time, it seems to offer the potential to earn a higher annual rate of return than some of the larger UK-based marketplace lending options. The reporting on the platform is clear but the main problem seems to be "cash drag" with less than a half of my original modest investment having been lent out so far which means that the full interest rate won't be earned for a few months unless the borrower flow increases. Also, to improve communication / investor confidence, there might be merit in Unbolted e-mailing out a periodic - monthly? - update to its lenders, at least just to let them know that activity is proceeding without undue issues. Overall, this may be worth considering as a diversifier within a long-term investment portfolio.

"Whilst other platforms have been…"

Whilst other platforms have been struggling, Unbolted has thrived. I can only recommend.

"Can’t fault Unbolted"

Started investing with Unbolted 10 months ago. Their niche in the P2P market has continued to perform well, perhaps better throughout the COVID19 crisis. While there is a slight lag in investment, the platform is simple, self-explanatory, and hands-off if you want it to be. Can’t fault Unbolted

"Well done Unbolted."

I've been investing with Unbolted and about a dozen other Peer to Peer lenders for 10 months, and Unbolted is giving me the best returns of 8% pa.
They split investments over hundreds of different "pawnable" items such as high-end watches, jewellery, gold, and works of art. Because Unbolted has possession of many of these items, if the borrower defaults then the item can be sold to recover the capital and interest due without too much difficulty.
The website is easy to use and the listings of your investments are very detailed, though photos of the objects would be nice.
I use the Autolend feature and am very happy with it: There can be cash-lag (time taken to allocate your deposited money while it's not earning interest) so if you're switching from an interest-earning bank account it's a good idea to maybe invest £1,000 and check how quickly your money is allocated.
Well done Unbolted.

"All seems ok at the moment been…"

All seems ok at the moment been investing for 12 months with them, would be good if they told you the percentage of interest you were getting overall on your investments to date. Does look a bit dated compared to other platforms but other than that all good.

To Chris J below how do you know it wasn't the post office that damaged your watch you doughnut!!!!

"Easy small-sum investing."

Unbolted offer easy hands-off investing, in various 'bling' items - jewellery, paintings etc. Expect returns of around 8%. You can auto-invest around £100 to £200 per week (your money will be spread over many small loans), or manually select some larger loans that appear from time to time. So far, it seems like a safe place to invest.