"Great!"

So far, I’ve had a great experience with this company. I believe they were able to look at me as a whole and not as just a number. They were quick, efficient, and they got back to me right away when they said they would which means a lot to me. I hope that this review continues to stay the same as time goes on. But only time will tell but so far I’ve been very pleased.

"Super lending experience "

This was the first time I worked with Lending USA and the process was super easy. The rates are fair and the customer service was outstanding. Every person I spoke with was friendly and they made you feel as a valuable client. If the need arises, I will definitely go back to Lending USA.

"Lending USA was very easy and…"

Lending USA was very easy and convenient to work with for all of my needs. I was easy to complete every think electronically. I highly recommend this company for your needs. I will use them again if needed!

"Rafael deserves a raise!"

Rafael was extremely patient, friendly, and knowledgeable. If I had a question, he got back to me in a timely manner with a friendly answer.

"Everything went very well"

Everything went very well. The process was fast and easy.

"Truly Disgusted "

Once again I contacted you guys and just like that I've never been heard of.The individual that I spoke to told me I was probably being scammed, Eric Jones you were a good one.Now I'm fighting to keep from losing everything because I thought I was working with truthful individuals.

"Personal Opinion"

How smooth the transition was but the only thing that i would complain about really is the high interest rates of 29% on a loan that you are trying to get out from under with other obligations.
Thank you

"Unwillingness to handle matters amicably"

I have experienced nothing but negligence . I made a purchase September 12th through what I thought was “lending USA “ too later find out that they furnished my NPI to a third party (Cross Rivers Bank) without giving me proper disclosures pursuant the FCRA and GBLA. In Laymans terms “I had NO idea there would be a third party involved that was actually the one financing my loan.” I was under the assumption it would be directly through Lending USA as it was not clearly and conspicuously disclosed to me that Cross Rivers Bank would be involved until AFTER I signed my contract and received my Truth In Lending Disclosure. I then reached out on the 14th (2days later) to express my concerns with the terms on my contract and to cancel the contract ( Federal and State Statutes allow the cancellation of a contract before midnight of the 3rd business day, the right to rescind) for multiple Consumer Rights violations which I can not disclose at the moment and was met with complete disregard of the law. I have reason to believe there has also been deceptive practices with LendingUSA and one good example of this is the discrepancy in loan disbursement. When I spoke to the representative about cancelling my contract she stated that the loans “had not been disbursed but your account is ready to fund” meaning I would have legally been able to cancel my contract and return what was purchased to the merchant and LendingUSA would not have suffered any financial loss, everyone would have been happy. I’ve sent multiple emails with revoking my authorization to disburse the funds due to TILA violations and material misrepresentation and was yet again met with no help. I was acting in good faith and willing to return all properties to the merchant. On the 17th I called the customer rep again and she confirmed yet again “funds had not been disbursed but your account is ready to fund”, and BOOM! 10 minutes later I received an email response ,from my request to revoke authorization. The email stated funds were disbursed on the 13th and no cancellation will be given because “you checked the box and agreed to the terms”. ARE YOU JOKING?! All this to say that Lending USA has complete disregard for the law, consumer protection, and unfair trade practices with an unwillingness to resolve matters amicably. They feel as though company policy and procedure take precedent over Federal Regulations and that is mind boggling to me. I will never do business with them again.

"Great experience!"

I’m still in the beginning process but my experience with this lender has been very pleasant so far. The reps are friendly and responsive and I get answers to all of my questions. I have already recommended this lender to some friends.

"Friendly Reps and Great Program"

The reps are super friendly and helpful, and I've never felt more confident about my future financial freedom.