Loanpad

Money & Insurance
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593 reviews
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Loanpad

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Stuart Davies

5.00/5.00

"Best P 2 P company out there in my…"

Best P 2 P company out there in my opinion . Not the best rates but none of the bluster I’ve experienced with the likes of crowd property and Kuflink in particular. I plan to increase my holding and will let the interest mount .

12/03/2025

chris keys

5.00/5.00

"Not the highest interest rate, but solid and reliable."

Not the highest interest rate, but solid and reliable and we love the fact that every morning we can see our overnight interest added to our accounts.

03/03/2025

Stuart Bowen

5.00/5.00

"Consistent payer, good security "

A highly diversified portfolio balanced daily reduces risk.
Daily interest added. Looking forward to the reduction in the £10 reinvestment trigger.
Time to gat money out of the classic AC to bank account is under 24 hours. From premium 60 days notice or 0.5% fee for a 1% higher interest rate. Ability to have multiple withdrawal requests in place on a rolling basis.
Low loan to value for the loans making the security better than most other development lenders but at a lower return.
As always, resist/ limit the use of P2P accounts to store money you may need in a hurry that would cause hardship if it was locked up or lost.

30/01/2025

Bob A

5.00/5.00

"Reliable"

Over a number of years Loanpad has proved to be a reliable investment platform. It has provided me with a reasonable rate of return for an investment which is automated and requires no effort on my part.

31/12/2024

mr a dawson

5.00/5.00

"Excellent rates"

Excellent rates, easy to save and easy to withdraw.

08/12/2024

Chadswell

5.00/5.00

"Lower risk P2P platform"

What I like about Loanpad is the lower risk nature of my portfolio and the 'hands-off' deployment of funds. Also very highly rated by 4thWay. I think I've left reviews for Loanpad previously and continue to hold them in high regard. Naturally, the lower risk nature of loans means interest rates aren't stellar, but you can't have your cake and eat it! One should always diversify anyway and Loanpad for me forms a core base for my P2P lending.

03/12/2024

Tony Cale

5.00/5.00

"Loaned a top P2P lender"

Having invested heavily in P2P lenders for over 10 years, Loanpad together with Proplend, are my main choices. Loanpad pays interest daily and whilst the rate is not as high as other lenders, the risk is far less. My advice would be to read the analysis on them at 4thWay.

27/11/2024

Mark H.

5.00/5.00

"Constantly reliable and easy to…"

Constantly reliable and easy to comunicate with. Very Wlwell thought out strategy that protects the investor massively at the expense of lower interest rates but still much better than a bank . This is exactly the balance that I wanted .

24/11/2024

Andrew Jackson

5.00/5.00

"Steady away!"

I have been with Loanpad for three and a half years now. They are never going to win any interest rate competition but will give steady sustainable returns day in day out. Just what I want.

23/11/2024

Paul FitzPatrick

5.00/5.00

"A safe to use P2P investment."

I have used loanpad for over 2 years now. I have been happy with the small amounts to each loan which gives good diversification within the platform. The auto invest feature means that I do not need to invest too much time managing the account personally.

23/11/2024
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