Esme Loans, owned by NatWest, makes getting funding for your business simple and hassle-free; so you can make the most of every opportunity. What Esme Does Unsecured business loans for Limited Companies and Sole Traders Amounts up to £250,000 Terms from 1 to 5 years Why choose Esme? Esme only uses soft-credit checks, so your credit score is protected. The paperless application only takes 10 minutes and you’ll get a rapid decision, giving you more time to focus on your business. Get competitive rates, with no set-up fees. There are no early repayment charges for any amount. So, if you want to pay back all of it, or just some of it early, you can at no extra cost. If approved, funds can be in your account within an hour, so there’s no waiting around. Who is eligible to apply? You must be a sole trader or Director of a UK Limited company registered with Companies House that has been actively trading for at least 3 years. You must have a turnover of £50,000 or more and a track record of making profit. The minimum age for applying is 18 years old and you need to be a UK resident and a homeowner.