"Personal, Reachable, Regular and very very good"

I had worked in the UK for a good few years and came across Toby through a sales call having returned to Ireland. At first I hadn't really given pensions much thought but after discussing options with Toby over a number of calls I started to pay more attention. I'm glad I did, Toby came to Dublin, met up, always available to put time in the diary and very good at keeping appointments.
My quarterly reviews are all over video and I have no complaints - Toby is reachable when I need him and most importantly the investments he has advised me on have all borne fruit - more than happy to reference Arlo Group and specifically Toby Band.

"Thoroughly recommend"

I have been working with Toby for a couple of years now both with the Arlo group and with his previous employer. I switched out my UK pension now that I live in Europe and Toby has guided me carefully through the sometimes complex process. I was keen to meet face-to-face before committing, and Toby has met me both in Denmark and the UK, which certainly reinforces trust.

I’ve been prompted to submit my own review to counter another rather negative review I’ve just read of the Arlo Group today. I must say I’ve had a completely different experience, and would have no hesitation recommending the Arlo group to others.

Despite the obvious difficulties that covid-19 has presented these past 15 months, I’ve been kept in regular contact with my pension, by email, and every few months by virtual video meetings to review my investments. I’m rather bemused by the earlier negative comment around Arlo using virtual offices. That’s what we have all been doing during these covid times, and I know that some members of the Arlo team relocated from the UK to Dubai in 2020 specifically to try to offer customer service to their customers, and others have continued working from home. Naturally that means using virtual offices.

Further, the Arlo group is a relatively small, young dynamic company. That enables them to offer personalised service to customers without a heavy corporate structure that the earlier negative comment alludes to.

"V professional and independent financial advice"

I am very fortunate to have been given some extremely good financial advice from Toby Band which has transformed my financial portfolio. Toby offers an extremely professional service , giving very ethical and tailored advice which he explains in an easy to understand way. I would definitely recommend Arlo group and Toby to anyone.,

"Excellent, independent and risk appropriate financial management"

We have been extremely fortunate to use the Arlo Group, with the brilliant Toby Band, to manage our pensions and investments. They have provided excellent, independent and risk appropriate advice to consolidate and strengthen our pensions and investment strategy. We are in a solid position now with a coherent strategy defined for retirement and are already seeing impressive growth. This significant improvement, coupled with the very regular phone calls and documented reviews has given us great confidence on the path to a very comfortable retirement.

"Impressive advice!"

My portfolio has made a impressive turnaround since linking up with this company. Before meeting up with Jonathan Hives, it was stuck in the doldrums going nowhere and previous representation and advice was limited in the extreme.
Since then it has gone from strength to strength! Thanks very much for the attention Jonathan and super advice you have provided. Onward and upward!

"Genuine interest in what is best for the client."

For over 4 years Toby has guided me through the somewhat overwhelming world of financial investments. I've been very impressed with his competence, professionalism and commitment towards my circumstances to provide clear, understandable advice.
Toby is warm, engaging and shows a genuine interest in my situation and financial requirements. He is prepared to research and offer advice in a wide variety of sectors, which he then presents with a thorough understanding of the financial risks associated.
I very much recommend Toby and the Arlo Group to those considering financial investment advice.

"Game Changing Representation"

I had been attempting to gain control of my defined benefit pension - unsuccessfully - from a previous employer scheme for a number of years and had become resigned to the fact that I would be unable to gain access due to bureaucratic regulation that would see me lose a substantial amount of appreciation over the next 20 years. I was lucky enough to come across Toby Band and the Arlo group who successfully advised and represented me and managed to release my pension from the current scheme which will have a profound impact on my future wealth over the next 20 years. I would recommend Toby very highly.

"Exceptional service"

I've used Arlo for the first time this year to help me consolidate pensions and to guide me more generally on investing for the future. I deal with Toby Band and from the off he was the consummate professional. So friendly and helpful and not at any point pushy. He was exceptionally patient explaining everything (often several times) and incredibly responsive. My transfer was not straight forward but I never doubted that he was on the case and would get things sorted. I always felt the service was personal and tailored, and that I was important to Arlo. And most important I'm delighted with the outcome they've reached. I couldn't recommend them enough.

"Tobias Band - Arlo Group"

Tobias Band - Arlo Group
I have been receiving very sound, professional and impartial investment advice from Tobias for several years. I have found the advice provided to be very inciteful and clear to understand. I have seen my portfolio return continued growth since dealing with Tobias and Arlo which in a short time has outperformed other investment companies that have long since stopped contacting me. I very much appreciate the regular personal calls and updates on market trends and would very much recommend Tobias and the Arlo group.

"UK pensions transfers"

I have been working with Toby for over 3 years now both with the Arlo group and with his previous employer. I had some UK pensions which I had given up of ever finding until I was put in touch with Toby who found them for me and guided me through a re-investment strategy and process which has yielded excellent results to date.
I would have no hesitation in recommending Toby to anyone seeking investment advice as I feel he is a person of high integrity and his advice is always based on your own risk profile backed up by his impressive knowledge of the market place.
Our regular investment review meetings keep me up to date with as much information as I require at any given time. Our relationship is very personable as I really feel he has taken the time to understand what I want to do with this fund and always offers open and honest advice.