"The ball is in your court"

There are better loan company alternatives. Make this a last resort, repayments could be higher than average.

"Unprofessional"

Unprofessional. Horrible business practices. Stay away.

"POTENTIAL BORROWERS BE AWARE"

BE AWARE! BE AWARE !STAY FAR WAY, RUN AWAY FROM THIS FIRM

IPF DIGITAL PTY LTD known as CREDIT 24 is a company that will lend money unconscionably to anybody who apply for a loan. If you are already in big trouble financially, it will be even better for them. Because you will stay in a lot longer, and they can make a lot more money out of you.

A family member of mine went to them when he was already in a big debt trap, using overdraft facility to repay his existing debt. Credit 24 gave him 3 loans in less than a year time and charged him 48% of interest and 19% of fees.

Credit 24 provided misleading payment schedules instead of a proper statement of loan. I wrote to them ask for statement of loans about 2 and a half months ago. So far I have not got any.

I understand when one needs to borrow money, the situation is often not good. But you can't ever approach IPF DIGITAL Pty Ltd -Credit 24 if you want to regain the control of your personal finance. As it has no respect to Law or anything, only profit and profits from the most vulnerable people in our society.