"Debt free "

I can’t thank the high peak debt centre enough for helping me become debt free.
I have been suffering with my health for many years and ended up losing my job because of it. So my debts just piled up which affected my health even more!
I was introduced to Mark from CAP (high peak) and he has been amazing along with everyone else on the CAP team, they were so supportive along the way and patient with me! Thank you so much all of you 🙏

"I have nothing but good things to say…"

I have nothing but good things to say about cap they turned my bleak financial situation into something that gives me a a little more hope for the future

"My experience with CAP was such a…"

My experience with CAP was such a positive one for me and my family. After life experiences lead to debt, I didn’t think there was any hope. CAP came in and made a life without debt possible, they took all the worry away, I am forever grateful for their help and continued support with a host of other groups. You don’t have to be a Christian, they help everyone, kind, caring and compassionate people.

All I can say is thank you

"Great service and genuinely nice people "

I was first made aware of CAP at the beginning of the year after discussing debt issues at a local drop in. They were very helpful and pro-active with getting set up the longest time I had to wait was to meet my debt coach, after that initial meeting everything moved very fast and within a few weeks I was accepted for a debt relief order.
My coach was very helpful and informative it made things easier for me as I struggle with anxiety, since being accepted for a DRO I’ve had a few teething problems with some of the company’s I owed money to but every time i contacted my coach or the head office they were so clear and helpful it put my mind at ease. I have since passed on a recommendation to a friend who also mentioned they had debt issues and they have contacted for help. Great service and genuinely helpful and nice people

"Cap help me with my finances which…"

Cap help me with my finances which saved my home and mental health x

"Debt free!!!"

I was in quite a bit of debt, mostly due to no fault of my own. CAP got me out of debt, I’m now debt free and it feels amazing! My debt coach was amazing and friendly, they welcomed me in, offered me support and prayers and reassured me I’d be okay through out the debt process. I couldn’t recommend a better company to help relieve you from your debt! They help you based on your circumstances and make sure you have no stress whatsoever! God bless!

"My experience with CAP was nothing but…"

My experience with CAP was nothing but positive, not only did they help with the worries of money and how to budget they also gave continued support and guidance into helping me build a better life for me and my family. I'll be forever thankful 🙏

"C.A.P really helped me offering support…"

C.A.P really helped me offering support , not just with my debts , but help budgeting and various groups to help along the way, Sam was was a great help and I'm now debt free .

"Scam artist"

These people have been trying for 3 Days to get money off of me emailing me all the time they say that they were going to give me $10,000 for $100 I continuously told them no but they were so insistent they finally got me talked into $10 with the promise of $10,000. Well it never happened and you're still hounding me now. I beg of you don't give these people your money they're nothing more than scam artists using Christ. There's no Christians here

"Useless"

I was recommended to this outfit by a support worker, il start with the word Christians...don't assume that 'christians' means kind, caring ,impartial ect ect maybe most are but you can say about people in general. In my experience U found them cold,dameaning and quite judgemental.
I guess that people who use a debt service are already in a low mood and a fragile state, some have mental health issues which of course is a low mood and struggling with what is being thrown their way. In my experience whatever you might feel like sharing try not to share any mental health issues with caps, always stick with a health care professional, crisis team , doctors ect , people who are trained and can offer the right help and advice.
As for financial advice ? I found them quite lame and inept, I've also heard that if you do sign up (as they word it) the money you send does not always go to your debtors, I might he wrong but thats what I've read in some reviews.
If you are on benefits then all they will say to you is to go bankrupt, they do not mention the huge implications of such a move..I am quite fortunate as I have worked all my life and I'm not totally destitute and I don't plan to be , I guess I have a small safety cushion but I know not everyone has that and I know it's really really hard to manage day to day ..I get it 100% . I've also read reviews here where people are so gratefull to caps which is great , so long as they are given the right proper advice .I'm sorting my debts my own way now and having conversations with my debtors. I plan to go back to work in a month or two , I'm in a better place now but it's took 6 months of very very low and dark thoughts and also a few hospital admissions so I do know how it gets ya. So to wrap it up, I do not rate caps , think hard before you sign up and ask why you need to sign up ect. In my opinion use citizen advice, payplan maybe but get real help and advice by people who actually know what they are talking about..