Birch Lending

Financial Operations and Advisory
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828 reviews
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Birch Lending

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Joshua Coy

3.00/5.00

"Easy loan process, approved anybody, but beware MONSTROUS APR"

The loan process was very easy and quick, however they do not lay out the terms and conditions in a visible manner before you sign. I was flabbergasted that they charged me a 760% interest rate for a $1200 loan, so my total would be over $6000! I called one of their reps and they did explain that the APRs were extremely high, and recommended applying as much extra money as possible to the principal to get it paid off ASAP.

11/07/2024

Karla Garcia

5.00/5.00

"Excellent service"

Excellent service

11/07/2024

Elizabeth Brown

5.00/5.00

"Very easy to work with "

Initially getting started was a longer process, however, their team of staff have always been super helpful to work with and very respectful and friendly. I appreciate how well they answered all of my questions and walked me through everything. Now, as a returning borrower, the calls are quick and easy with the team still maintaining that same ease and ability to work with them. This time, I was later in the day to call, so the money processed through my bank the following day but last time, it was the same day!! I will pay off this current loan soon but I likely will borrow again. :)

10/07/2024

Tenaya

5.00/5.00

"The process was quick and easily…"

The process was quick and easily completed online and my account was funded thr very next day.

10/07/2024

Gil Ramirez

1.00/5.00

"Predatory lenders. "

Predatory lenders who are charging me 224.44% interest rate. Don’t borrow from this company if you can help it. Shame on America for letting bloodsuckers like this do business in this country.

10/07/2024

Tawnya Field

5.00/5.00

"Gave me some extra cash when I needed…"

Gave me some extra cash when I needed to catch up on bills. Very much appreciated.

09/07/2024

Consumer

5.00/5.00

"My go to company when I need a little help"

Very easy application process and funds are there no later than the next business day. Very thankful!!

09/07/2024

Mary Jarvis

4.00/5.00

"The money went right into my account"

The money went right into my account. The only thing is I wish you guys would extend the payments so they would be cheaper payments.

08/07/2024

Shaena Menagh

1.00/5.00

"DO NOT TAKE A LOAN FROM THEM!!!"

DO NOT TAKE A LOAN FROM THEM!!!! They will charge you an outrageous interest rate! I borrowed $1890 and after all is said and done, they want me to pay back $11,000! This company is so corrupt! I am honestly shocked that they have any good reviews. They are predatory lenders. I will pay back what I borrowed but I'm NOT paying them $11,000 dollars back!

08/07/2024

Tammie

5.00/5.00

"The customer service was top tier"

The customer service was top tier. My customer service representative was very patient and explained the process thoroughly.

06/07/2024
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