"The terms and conditions were clear"

The terms and conditions were clear. Low monthly payments made it convenient to cover our unexpected vet bill.

"You were there for me when I couldn’t…"

You were there for me when I couldn’t afford my cats needs. I am forever grateful

"Easy to use app to pay my bill"

Easy to use app to pay my bill. Interest free options which I love!

"I like this better than Care Credit…"

I like this better than Care Credit because when you apply for each visit, that's all you have to pay back. I've always paid my plan off before any interest is charge me. Thank You Scratch pay for helping me get my pet the are she needed without the worry of how to pay for it all at the visit.

"Quick & Simple Emergency Loan "

I was quickly approved for enough to cover my dogs emergency medical visit. Had several months to pay off loan with no interest. However, if you don't pay off loan in the scheduled time frame, you'll be charged for all interest. They do tell you how long you have to pay it off.

"Low interest and so happy this was…"

Low interest and so happy this was available to me I tried to save my dog Bear this helped me have him for an extra two weeks until it was time to just let him go so thank you for helping me

"Had a great experience"

Had a great experience. No problem getting the help I needed. Only issue was trying add a new payment method. You have to go on your laptop or desktop computer to do that. No big issue and I would highly recommend ScratchPay to others.

"HIGHLY RECOMMEND !"

The whole process from applying to receiving an answer and payments was VERY easy and QUICK. Customer service was GREAT and always helpful. Highly Recommend !

"Very easy to keep up with the payments"

Very easy to keep up with the payments. Flexible payments when you need to pay and don’t got the cash. When there is an error on the account they will fix it.

"Excellent service during a medical…"

Excellent service during a medical crisis. I would definitely recommend Scratchpay.