"Piragash advised on how to pitch our…"

Piragash advised on how to pitch our unique and innovative business model to the banks and how to risk plan. At the time I had never done this and it was hard to judge a good broker. Now having gone through the lending process myself and having learned so much about property finance and spoken to many brokers I would say: if you use one, use a good one. If you want to do it yourself, then find someone who can advice you how best to do it. Piragash will definitely protect you and negotiate a good loan arrangement for you. He will think on his feed to make sure you are not exposed to too much risk. Make sure you don't use a broker who simply looks to get you the loan and a good commission. Use one like Totum Finance who will have your interest in mind and with the ability to think of a good solution.

"Proactive, knowledgeable and personable..."

Totum have provided just the right amount of support during a sometimes onerous process. The manner in which they show information is clear, concise and identifies the key factors at a glance. They made a difficult decision making process easier...and then continued to act on our behalf through to completion.
Always on the end of the phone, quick to respond to emails and access to a wide range of products, we'd have no question in recommending them to anyone for any project, no matter the size.

"Bridging and development Finance is an…"

Bridging and development Finance is an area where we have met lots of brokers, Piragash in particular has delivered an exceptional amount of work for us. We will not work with anyone else.

"Reliable, Knowledgable and Responsive Broker"

Totum Finance have been excellent to work with throughout the process of financing our developments. Not only did they present multiple options and highlight each of their pros and cons, they also came up with inventive ideas to unlock further profit in the scheme.
After being let down by a number of lenders due to the current economic uncertainty, Totum finance delivered on their promise to secure us finance from a reputable and easy to work with lender.

I would highly recommend Totum Finance as a broker and look forward to working together on the next project.

"Totum Finance are the best brokers I've…"

Totum Finance are the best brokers I've worked with since I started dealing with various finance applications 10 years ago (coordinating financing process in a substantial group of companies). They have not only helped us to find the best deals on the market (development finance/ mortgages) but helped us from beginning to the end of the process by completing all required application forms on our behalf, compiling information packs for the lenders, getting and comparing the best deals, following up on progress with lenders/ solicitors and us making sure we are not losing time, also helping us post completion with drawdowns and communication with the lenders if required. Hard working, always available, doing much more than I'd expect from a broker. Recommended.

"Thanks Totum"

Being a new developer, funding my development has been a challenging task. After trying to get it done with a couple of other brokers, I met Piragash. Him and his collegues at Totum has been extremely professional, patient and informative throughout the process and we manage to cross the line with the chosen funder within time.
I highly recommend anyone to try Totum for their funding requirements whether you are new or a seasoned developer.
Keep up the good work Totum!

"Pleasant and professional"

Spoke to Piragash today. Very nice and approachable gentleman who displayed an excellent grasp of finance as applied to property. Very pleased with my encounter and looking forward to doing business with Totum Finance

"I contacted Piragash at Totum Finance…"

I contacted Piragash at Totum Finance for consultation and was pleased at how quickly he responded and flexible he was when it came to setting up a meeting. Totum understood my briefing almost immediately and were able to provide some insight into the various types of finance available and which would be the most suitable for me. As a first time buyer this was fantastic as it helped me better understand how the process of raising finance works. He was very knowledgable and helped me realise the important elements to consider when raising finance in an objective manner. I look forward to using their services more often and would highly recommend others to as well!

"Knowledgable, Helpful, Responsive and Produces Results"

Piragash at Totum Finance was integral in getting our loan package concluded for our 39 flat development in Greater London. His knowledge of the internal credit processes within lending institutions meant that most lenders that were approached approved terms for the transaction. This was in the face of a very difficult economic climate resulting in many lenders changing, withdrawing or refusing to offer terms due to ongoing economic uncertainties due to the Brexit political situation.

He was very persistent in achieving the best result possible especially when some of the lenders presented unreasonable terms . His perseverance resulted in some of the lenders in improving their terms to those which were ultimately acceptable. He was very fast to respond and also diligent in seeing the transaction through to completion

I would thoroughly recommend Totum Finance to any potential borrower.

"As a lender we find working with Totum…"

As a lender we find working with Totum Finance exactly what we want from a broker. We receive excellent summaries on each and every case allowing us to truly and accurately assess a case on day 1. Through out the case Totum work with us and communication is always open, allowing the case to smoothly work towards completion. Speaking to Totum's clients on these cases, they feel exactly the same. A really knowledgeable, effective and efficient broker.