"The speed and fairness of the whole situation"

What made my experience great was just the fact that I was actually approved, I've had bad credit for years from circumstances do outside of my control, and have never got an offer such as this with this type of speed and this type of service in my life ever

"Refinance when you need it"

The email contact is on point and the fact you can refinance what you already paid really comes in handy. That shows they care.

"Application process smooth and easy."

Application process smooth and easy.

"Helped me out a couple times when I…"

Helped me out a couple times when I really needed it and money was there right away. I recommended it to my son and he had a good experience too!

"Ease and Affordable "

Ease to work with on every level of your loan. If need help with payment or refinancing they make it easy and affordable.

"The most abusive loan you can acquire"

The most abusive loan you can acquire. It's really a clear scam. I paid off my account, and they are impudent to keep sending loan applications. If someone from OppLoans reads this, please don't keep sending me requests. Abusers

"Always there when I need a little help"

Staff is very professional and always help me

"Great partnership with OppLoans they…"

Great partnership with OppLoans they always come through in the cluth whenever I need them the most. The process is quick, fast, and easy. I will continue to use OppLoans on a needed basis and would love to refer to others. You got my approval.

"Helped when others wouldn't"

Opploans helped when others wouldn't. I have a bad credit score. Yes, interest is high, but the loan was handy in a time of need.

"This Is A Scam"

I've read a multitude of 4 and 5-star reviews, but I am convinced these are either fake or that Opploans is paying for false testimonials. The 1 and 2-star reviews align much more closely with my experience. After seeing so many positive reviews, I thought a few negative ones could be overlooked, so I proceeded to apply for a loan on January 4th. What followed was a barrage of at least 7 emails demanding that I re-sign my contract and submit my most recent pay stubs again, despite having already provided them.

The most alarming part of this process was their insistence that I share my bank account information before they could approve my loan. Despite this, I was never actually approved for the loan since my application expired. Now I am left with the unsettling feeling that this company possesses all my banking information and holds the power to add or remove funds from my account.

I've already alerted my bank, Chase, and I will not hesitate to contact the Better Business Bureau if any funds go missing. For anyone with low credit scores or those considering a payday loan, I strongly advise against using this company. I refuse to accept that the 4 and 5-star reviews reflect the reality of this situation. I firmly believe this is a scam, and I will take swift action should any unauthorized transactions occur in my account.