"They increased my rate few months after…"

They increased my rate few months after settlement even if RBA didn't increase rate.

A month after they increase my rate, they offered me a lower rate but I need to stay with them for at least 2 x years.

Stay away from this guys!! I'm now looking to refinance to an honest lender!

"ID verified was different to NT but…"

ID verified was different to NT but after trip to post office all good

"Very straightforward application"

Very straightforward application. Ryan knows his stuff and made the whole process very seamless.

"Simple, Easy and Effective Home Loan"

I am a first home buyer who wanted a quick and easy home loan application. After speaking with friends and family, I was told it didn’t exist but Tic Toc was exactly that.

Positives:
• Quick and easy online application
• Easy to understand processes and terminology
• Friendly customer service agents to assist if needed

Negatives:
• Nil

"Consider using a software product like…"

Consider using a software product like Docusign for digital signing of contract documents it is much faster.

"Quick"

Quick, prompt and informative.