"If your ready and have a good grasp on…"

If your ready and have a good grasp on your paperwork, this is easily the cheapest rates around. But in exchange the customer service is lacking like the IM not working, the phone disconnects and emails take about 2 hours for a reply. But if your info is locked in and want a modern internet interface to apply this is by far the cheapest and straight forward process

"Incredible First Loan Experience!"

My wife and I recently closed on our first ever mortgage with morty. We had done a third party site that quickly compares all mortgage rates and morty was significantly better than all others, almost to the point we were skeptical. We proceeded ahead to "lock our rate" and see if there was a catch. There was no catch, they truly were able to provide the best possible rate. After reviewing the official loan estimate, I took it to several other loan providers to see if they would be able to beat based upon their promise to always provide the best rates. The other loan competitors (all three) told me they can't come close to matching the rate. The process itself was not too confusing. It seemed overwhelming at first, but Morty had a great rhythm of communication about when they were waiting on specific documents. I will say that there online interface and status became very intuitive and useful by the end, even for someone on their first loan. Hindsight, the one area where I would have done differently would be to get the names of all the people I would be working with up front. Part of this was based upon the fact the rates were so good, I assumed they were computer ai on the other end and not actual humans. It became clear later on that they were real people and I shouldn't have doubted it. Long story short, it you are skeptical of the rates, don't be! Morty will be saving my wife and I thousands over the life of our mortgage and were simple and enjoyable to work with throughout the process. I really have nothing bad to say about them!

"Not only did Morty find us the best…"

Not only did Morty find us the best rate. Philip Estevez and Jack Edelman were excellent to work with. Both either were available or got back to us in a matter of a few hours whenever we had questions.

"Very helpful staff that always gave a…"

Very helpful staff that always gave a timely response. But the loan process was far more complicated than going through a local lender, and came with a lot of last minute hurdles. Was it worth it to get a much lower interest rate? Absolutely. Could they improve the processes and do a better job prepping users for the final stretch? I hope so.

"Great Experience & Service"

Getting a loan through Morty was painless. The team assigned to me was excellent and answered any of my questions immediately. They even handled it when I wanted to move up my closing date by 10 days - they made it possible. I would recommend them to anyone seeking a mortgage.

"Came through with a great loan"

Came through with a great loan. I have my house.

"The application process was smooth and…"

The application process was smooth and the Morty team was responsive throughout the process, addressing any questions/concerns quickly.

"My experience with Morty was the best…"

My experience with Morty was the best mortgage experience I've had! The customer service from Angela Chen and Noah Cosentino was outstanding and I got an amazing rate with VERY little closing costs, comparatively. They were timely and accurate in answering any and all questions. The process moved fast and the portal was incredibly easy and intuitive from application to final clear to close.

I've already referred a friend over! Thank you for making a paiful process, very simple!

"Closing on Our First Home"

My wife and I do not have any past experience with a buying home, but Morty made it sooooo easy. Not only did we get an amazing rate, but the online portal of submitting documents was super convenient and easy to use. I would recommend using Morty to anyone.

"Angela and Noah kept us in the loop…"

Angela and Noah kept us in the loop every step of the way and made the process as painless as possible. We couldn’t have asked for a smoother process. We highly recommend Morty for your mortgage needs!