"Easy to use and extremely helpful loan…"

Easy to use and extremely helpful loan that allows for a generous window of installment payments without any interest.

"Scratchpay is predatory"

Scratchpay is predatory. I cannot recommend using Scratchpay as their lending practice is predatory. They claim to have 0% interest if you pay off the loan, however they automatically schedule payments to take longer than the term for 0%. This would make it so you pay interest for anyone who simply follows their "recommended" payment schedule. They also make it impossible to change the payment schedule meaning you are very likely to end up paying their outrageous interest rates. If you can use another service like CareCredit.

"The funding processes was simple and…"

The funding processes was simple and easy and this is a great service. However paying back the loan was extremely difficult. Every payment I had to set up a new checking checking account. Thankfully I had enough checking accounts that I didn't have to open any, but they really need to fix the payment process.

"Fantastic experience"

Fantastic experience! Appreciated the help from Scratchpay when having a pet emergency.

"Was wonderful to have help for our fur…"

Was wonderful to have help for our fur baby when we needed it

"Easy and convenient"

Easy and convenient

"Thank you Scratchpay"

Thank you Scratchpay!
You helped so much during my emergency pet needs and major unexpected expense and I was able to save his life!. Thank you

"Loved how easy it was to apply and…"

Loved how easy it was to apply and given a great payment plan too. Thank you.

"Thanks guys"

Thanks guys! Life saver...again!

"I love ScratchPay"

I love ScratchPay, it has saved my butt so many times. Super accessible in a jiffy, and easy to make payments on. Thanks ScratchPay!!