"The coverage is pretty flexible"

The coverage is pretty flexible, but I would love to see even more customizable options. It’s a good policy overall, but a little more flexibility would make it perfect.

"The medical claim of my son who had…"

The medical claim of my son who had been hospitalised for food poisonning was 100% handled by the platform.

"I was able to get my Schengen Visa with…"

I was able to get my Schengen Visa with ease because this insurance met all the necessary requirements. It's perfect solution for anyone planning to travel to Europe!

"I travel a lot for work"

I travel a lot for work, and this coverage has been perfect for me. Legal issues can arise anywhere, and I know that no matter where I am, I'm covered for any legal fees or personal liabilities.

"If you're someone who participates in…"

If you're someone who participates in risky activities, this insurance is perfect for you. It covers all potential liabilities and legal fees, which is essential if you ever find yourself in a legal bind.

"As a parent"

As a parent, it's important to me to have coverage for all potential risks. This personal liability and legal fees coverage is exactly what I needed. It's helped me feel more secure about my family's well-being.

"I never realized how vulnerable I was…"

I never realized how vulnerable I was to potential lawsuits until I got this policy. Its been a lifesaver, covering legal fees in various situations. I'm confident I'll always be protected now.

"I never though I'd need personal…"

I never though I'd need personal liability insurance, but after an unexpected incident, I was so grateful I had it. The legal fees were covered, and I didn't have to worry about financial strain during a stressful time.

"My wife and I have been living in the…"

My wife and I have been living in the Philippines for 2 years.
As our current insurance has increased the premiums considerably, we are looking for a new health insurance company and came across WRLIFE.
I researched WRLIFE and found the website, but what unsettled me were the many negative reports.
You can also see no financial data for this insurance company.
It is said that the place of jurisdiction is in London, but that is not true.
The place of jurisdiction is in the Caribbean on Nevis and St. Kitts, which would make things more difficult if you were to take legal action. Who has time to be there during a hearing? That would be impossible.
When I asked WRLIFE, I got various answers, which confused me.
Where is WRLIFE's place of jurisdiction?
What are WRLIFE's financial figures? Other insurance companies actually publish their figures.
What does WRLIFE mean by a pre-existing condition? What if a pre-existing condition exists but I don't know it, and it isn't detected during an examination? No customer who doesn't have a medical background can say whether you have a pre-existing condition.
All questions that I would like to have answered before I decide to take out this insurance.


I received an answer from Wrlife, but none of my questions were answered, and I was called a liar.

I received the information I have written down here from a WRLIFE broker.

This behavior on the part of WRLIFE raises questions about whether this insurance company is trustworthy.

This is not how you treat potential new customers

"Scam Alert…"

Over 30 5* reviews in the last couple of weeks? Get real.

This doesn’t match my experience of an incredibly rude telephone response when I asked why my claim had been refused. I was told I didn’t disclose my history, which is nonsense.

This is just an excuse to not pay expensive claims.

They are registered in the UK as a broker but on the island of Nevis as an insurance company, same owner, this is nothing but a Ponzi scheme with a few low-value claims paid out of new premiums.

As others have pointed out, at least 7 of the top reviews have been made by officers or associates of WRLife.

Avoid this get rich quick scheme at all costs.