"Be careful re exceptions on joint surgery"

Unfortunately, HMCA has just informed me that their policies EXCLUDE cover for any SECOND surgery on ANY joint having had previous surgery!
In my case a “revision” of a previously “resurfaced” hip is not covered, so I now face a bill of £18k!
As I’ve had surgery on both hips and shoulders I’m now only covered for knees and ankles!!

"Great Service from HMCA"

We have a family policy with HMCA and have unfortunately needed to call upon it due to my eldest daughter needing ACL surgery. I can not fault the service we have received throughout the whole process and would definitely recommend this company if you were looking to get health insurance.

"QUESTIONABLE HMCA 20 AUGUST 2019 REVIEW"

Am suspicious of the previous 20 Aug 2019 Five star review as the reviewer has never posted on Trustpilot before! Moreover, until I posted my 1 star review, there had never been any previous Trustpilot reviews for HMCA. This adds further credibility to my initial 1 star review for this company. Will eagerly await the next HMCA review. UPDATE: HMCA REPORTED MY ORIGINAL REVIEW, SO THIS IS A MODERATED VERSION TO MOLLIFY THEIR OBJECTIONS.