"Bank Details given 3rd February...STILL NO REDRESS PAID!!!!"

After constant battling with this company and FOS getting involved, I finally had an email for my redress (I accepted 27th Nov 2020) asking me to contact them to confirm bank details. I phoned on the same day (3/2/21) and I am still yet to receive payment!! It does not take this long to issue a redress I'm sorry. Fed up of being ignored and fobbed off. Have been back in touch with my FOS caseworker. If I do miraculously have payment in the next few days I will remove this review,.but I am not holding my breath.

"Oh my god haven’t been on here in…"

Oh my god haven’t been on here in months and Amigo are even posting reviews in trying to get us vote yes for the scheme they are really desperate to stay afloat . I was a former customer of Amigo and they gave me years of hell when I had major financial difficulties and what everybody else describes of their bullying tactics it’s 100% true and they hounded my poor Grandad who was the gurantor it took its toll on both of us and I always wished and prayed they would go bust and oh look it’s on the brink of happening and we can close down this vile company once and for all and rid their existence and the gurantor market has changed for the worst for companies like Amigo because they can’t steal more money from vulnerable people and people who can not afford eye watering interest rates and crippling payments. I fought and fought against Amigo with the help of financial ombudsman and I won my affordability case my loan got written off with all the interest myself and Grandad had ploughed into the loan after 5 years . They are on life support at the moment and are not making any money cause they have ceased lending and want this scheme to stay alive . Everyone has a choice to vote but I’m voting NO they don’t deserve to be operating and even when they go into insolvency they will still have to pay out on remaining active complaints because the creditors will put aside money to pay out the remaining complaints. Amigo has had its day inflicting pain and misery on all of us and milked the cash cow dry it’s time for them to dissolve into the financial abyss like wonga and all the others gone before them . Even the founder James Benamor came back on to board to save his company but walked away when he saw it couldn’t be saved and he said they were committing slow financial suicide and he was right because they are and will be laid to rest soon . Even when they go bust all the directors and shareholders will drain every penny out the assets and their employees will get their final salary payments and be jobless but working for a company like that it was always going to happen . Don’t vote for the scheme we have the power to end Amigo once and for all and all the positive reviews are from amigos employees and one was from a senior position because how they worded their review and the in depth knowledge of the scheme . It’s time for us to pull together and run this company out of the financial market . The best thing that can come out of this pandemic is Amigo will cease to exist . I hate the company they have no morals or values and the drained the life blood out of us to get every penny and used the company as a gravy train only something will last while the going is good . It’s over for Amigo the end is coming there’s no coming back .

Don’t send me one of your automated replies Amigo it means jack s**t to me now . People keep fighting don’t give up and keep piling in your complaints don’t stop . I’m skint but happier that I don’t owe money to these vultures anymore .


Oh look another cut copy paste generic reply from Amigo I don’t care you dumb f***ks your day is coming the end is nearly upon horizon don’t reply to me .

"Avoid Avoid Avoid - Dont borrow from Am…"

If I can stop just one person from obtaining a loan from this company I will be happy. Please don't borrow money from them, or worse, be a guarantor. If you are going to act as a guarantor get a personal loan for your friend instead at a reasonable interest rate. Amigo are loan sharks pure and simple. They prey on people who should not be lent money and don't carry out due diligence on the person obtaining the loan. Also try dealing or talking to them if there is a problem, ie a pandemic, they dont listen. They have mis-sold so many loans. I really hope they go bust. Vote NO in March when they go to the High Court. Lets get rid of Amigo loans once and for all.

IM ON YOUR CASE AMIGO. YOU MIS SOLD AN 8K LOAN TO MY SON. HE NEVER HAD A HOPE IN HELL OF BEING ABLE TO PAY IT BACK BUT YOU DIDNT CHECK DID YOU. BELIEVE ME, I WONT STOP BEING ON YOUR CASE UNTIL IT'S RESOLVED TO MY SATISFACTION. THE CEO NEVER ANSWERS ANY OF MY EMAILS. I TAKE IT HE'S HIDING IN THE BAHAMAS SOMEWHERE . I'VE WRITTEN TO THE FCC AND RESOLVER ABOUT OUR EXPERIENCE WITH AMIGO. YOU CONTINUE TO HARASS AND ADD INTEREST TO THIS LOAN. HE CANT WORK BECAUSE OF LOCKDOWN, HAS MENTAL HEALTH ISSUES WHICH YOU ARE AWARE OF BECAUSE YOU ASKED ME TO CONFIRM IN WRITING. HOWEVER, THIS DOESN'T MAKE ANY DIFFERENCE TO AMIGO. THEY JUST GO TO THE GUARANTOR BECAUSE THATS WHAT ITS ALL ABOUT, NOT THE PERSON THEY LOANED THE MONEY TO - THE GUARANTOR.
TAKE HEED ALL OF YOU EVEN THINKING ABOUT GETTING A LOAN FROM AMIGO. AND YES, ITS TYPED IN CAPITALS BECAUSE I AM SHOUTING!!! AMIGO DONT LISTEN.

"43279499"

43279499

I’ve been battling amigo for years now. Before the ‘mis-selling’ was being publicised and they were found out to not be following the right guidelines when checking affordability.
I was the guarantor and in the end I had to settle the loan for reasons I’m completely ashamed of as I’d been scammed by the borrower. I lost around 14k and didn’t get the benefit of the loan In the first place. All just lost. Ultimately I had to sell my house as it was a loss I could never get back on my feet and was falling into more and more debt. Amigos treatment of me was appalling. I begged for help while I was trying to get help from the police and citizens advice etc... I asked for some breathing space so I could come to terms with what was going on but all I was met with was the daily onslaught of emails and texts and calls telling me I would have to pay. I did everything right; I complained several times and I took the matter to the fos and they found that not only should I have not been accepted as guarantor but if they’d done the right checks the borrower should never have been accepted in the first place. To know they had the power to have stopped this from ever happening and the treatment I received combined is not easy to get over. I like many; had my response from amigo put off over and over so they could bring in this scheme. When all is said and done I hope somebody stands accountable to all the people who were taken to hell and back over this. Especially guarantors who have lost thousands of pounds due to amigos bad affordability checks! Giving people the generic ‘we ensure all parties know what they are responsible for’ is not acceptable when you should never have allowed these applications to go through in the first place! It’s also in bad taste when people are desperate for help and perhaps suffering with personal problems. Your automated replies and constant chasing is enough to tip someone over the edge. Please if you are trying to be ‘better’ then re-think your tactics and support customers more if they have a genuine need for your help! Be kinder and be better! You don’t know what someone is going through and how much it can send someone in a downward spiral! Get the checks right and stop this from happening to people! And also do the right thing here and now! Look at cases; especially where the guarantor has had to take on the loan; and make sure that they are reimbursed if you were wrong in the first place. Surely thats morally the right thing to do!

"Absolutely crazy that I finally have a…"

Absolutely crazy that I finally have a response just to be told I will automatically be put forward for the scheme!! Which proves you delayed my claim to purposely carry it over!!

Also this scheme is a joke because you state in your communication to me and I quote ‘If the Scheme is not approved, then Amigo will pay out redress where due.’ So it shows that it is only for your benefit and not to your existing customers! So why would we vote yes to a scheme when it is us that loses out!

I feel so sorry for your staff because they really have been put through the works with this!!

And I have already escalated my complaint to the FCA!

So disappointed more than anything!

"SHARKS"

NEVER, NEVER, NEVER get a loan from these sharks or become a guarantor!! They are thieves and take more than one payment in a month and when you advise them that you cannot afford it - well according to them its just tough luck and it's what you signed up for - NOT.

BEWARE

Absolutely disgusted by them

"Bank details confirmed - awaiting redress payment"

My latest email:

Hi William,

Thank you for your email. I can appreciate that it is frustrating, however this is taking up to 10 working days for us to process these redress payments.

As confirmed this is 10 working days from 8/02/2021 so we are still within this window.

Thanks,
Neil@Amigo

—————————————————————

When you apply for a loan, it is paid out within 24 hours. I had some redress paid towards the end of last year, which was paid out within an hour of my bank details being confirmed. There is literally no reason for this to take up to 10 working days. More delay tactics. I am constantly in contact with the FOS, who are managing my complaint. If this payment is made, I’ll remove the review. I won’t hold my breath though and will continue to post a negative review every day that it is not paid. I have emailed Amelia Robinson several times and the emails are ignored. There is no reason payment has not yet been sent. Not good enough.

"Charging more than double what a person…"

Charging more than double what a person borrows of them. At least Dick Turpin wore a mask! Stay well clear of these people

"if we vote no we get nothing..thats a…"

if we vote no we get nothing..thats a fact

"This is the worst company i ever…"

This is the worst company i ever try,never again,they interested are unbelievable,changing all the time!
I would never recommend this....
Stay away from them!
Ask for help somewhere else !