"I would vote for the scheme"

Actually everyone should vote for this scheme, nobody forced the money on you, you took it willingly. Loans will still need to be paid if they go bust. Why should 420 staff lose their jobs, when a scheme will benefit all. Amigo had to do something, the amount of false claims coming through was astounding. If you actually listen what’s on offer it’s fair to everyone. 15% of profits paid annually over 4 years and up to £35 million all shared between genuine claims.
Nobody wins if they go bust, customers or their staff and families. The CEO Gary said in an interview on BBC four that some customers would have their loans written off and have compensation. I would vote yes as you will benefit from doing so. 🧐

"Vote Yes - you will still have to pay off your loan if they go bust!"

Don't believe the nonsense about your loan being wiped if they go bust, you will still have to pay the same amount of debt as if you vote "Yes" just in future you'll have to go to your local loan shark (who doesn't accept claims by the way).

"Vote no and save others from this evil company"

I would love to put a negative number next to that star cause that star still means that there is something good to your company. I took out a loan in 2018 as guarantor to my friend who was struggling to get by but I didn't want to and felt really uneasy to do it but I did it but it's been a nightmare. I don't even remember me sending them my work details before being approved the loan I got and I have been fighting to be removed from being a guarantor due to me having clinical depression and how it really does frighten me when I get bombarded with text and emails saying my friend hasn't paid. I have told them to stop messaging me as they give me anxiety and stress and also to stop emailing me with threats saying you will have to pay and it's like no I don't work with my friend before asking me to pay. The last I heard of my complaint being dealt with was October 2019 and not a word back since then I find it disgraceful and down right disgusting. I have been blocking their numbers due to harassment and as such will not be subject to dealing with this company anymore their attitude and behaviour is unacceptable. If there is a vote I will vote no and see you taken off the map of finance as you are a company that preys on the weak and the vulnerable which makes them even worse off. Had I the sense I do now I would have said no to taking out this loan even if it's for a friend or family member I would say no. This company only gives money out and then asks for large payments back. I have had rocky road to recovery with my mental illness and this company has never helped me and I have emails to prove it and me saying that they must stop messaging me with sooo many texts and emails since I consider it harassment at this point. In my view right now this company has harassed me and bullied me with asking for payments but never to deal with my complaint in a legal manner and as such they will get a no from me when it comes to this vote. I hope this company goes under for the benefit of others as it is a nightmare it's not a benevolent company it's a uncaring company if you thinking of asking for a loan please don't for you sake.

"So I spoke to Amigo today to inform…"

So I spoke to Amigo today to inform them that I couldn’t make payment and my guarantor is in the same position as a result of I affordability and Covid. I also have an affordability/irresponsible lending complaint with Amigo and now with Financial Ombudsman as Amigo have refused to answer any complaints. So here are my points:-
1. Amigo refuse to answer any complaints with reference to i affordability or irresponsible lending which is breaking the Financial Conduct Authority rules.
2. They refuse to pay any redress claims after the 21/12/20
3. They continue to demand payment from the complainant and or their guarantor and threaten to take them to court and issue defaults on the payment. Constant text messages, phone calls, e mails to both myself and guarantor.
4. They withdrew the DISP wavier they where going to ask the FCA for so they could pause complaints and redress while they put together a Scheme of Arrangement which will take months to set up. So as a result of this they are breaking FCA rules.
5. They have stopped any further lending.
6. Their Share Price has crashed considerably in the last few months and weeks.
The Money Shop ICL also asked the FCA about a scheme of arrangement but they continued to answer/investigate complaints and paid redress until their Scheme of Arrangement was set up. Why does Amigo not do the same? It’s because they still need money coming in and not money going out to keep themselves from going into insolvency. And who suffers? The customers and their employees! Shame on you Amigo! VOTE NO!!!!

"Lost any faith in Amigo."

Lost any faith in Amigo.

I have the same opinion as the comment below - I think my complaint , and probably others has purposely been delayed to knock it into this scheme they are trying for.

I see Amigo reply on here saying 'Due to a very busy period we haven't been able to stick to the 8week timeframe' , i don't believe it , Amigo haven't been issuing loans for months now so by my reckoning they will have had plenty of free time to resolve complaints.

And now you say if the scheme doesn't go ahead you will likely go into insolvency , so you want customers to vote yes to keep you afloat and then wait months and months for very little redress?

This negative review could have been avoided if you would have kept in touch and progressed my complaint which has been with you since July 2020.

"I was guarantor for a loaner who refused to pay"

I was guarantor for a loaner who refused to stop paying. I liaised with Amingo for months and they tried to help me as much as possible. Given my circumstances I signed under duress from the loaner. Amigo was incredibly understanding and took the steps to help me settle the payment. A special thanks to Alex from the Accounts Management team who took my situation, health and the hit from covid into account and worked hard to come up with the best solution for me. The best advice for anyone in my situation is to maintain contact with Amigo and liaise with them as much as possible, they're there to help you in the long run and communication is vital to help with your situation.

"actually the worst company ever they…"

actually the worst company ever they gave my partner a loan and at the time she had no job they didn't ask for her bank statements proof she could pay it back we've been paying it but covid 19 has it us harder than expected and my partner falling seriously ill this company care for nothing just a sob story how they helped you when you needed it I'm actually talking to the omnibus men and also looking at taking them to court this is disgusting behaviour especially in a pandemic I have a friend who works there and there close to shutting guys beware .... pure poison

"Will not pay the refund they AGREED was due"

I stood as guarantor on a loan for my son. Even with a chequered history of not paying on time Amigo allowed my son to top the loan up. At the time of the top up my son still owed in excess of £9,000 and they allowed him to top this to £10,000. I’m amazed with such a poor history and so little paid off that they allowed this! Anyway, 6 months after the top up I was so stressed with the constant letters, texts and emails saying he hadn’t paid on time. So I ended up paying it off.
I complained in January 2020 to Amigo that this loan should never have been given and by August 2020 they agreed I shouldn’t have been a guarantor. I had already got the financial ombudsman involved as it was a lot longer than 8 weeks to get a reply. Eventually Amigo said they would settle my claim and repay my money back to me. BUT they haven’t paid! Despite everything they’re holding off on making the payment. 17 weeks and still waiting to get back the money that they KNOW THEY OWE!! They refuse to update on the case supposedly because it’s an Ombudsman case. This is despite the ombudsman closing it pending the payment. I’ve now emailed the Financial Conduct Authority to ask for their involvement as well.

"Do no lend or Guarantor for any reason…"

Do no lend or Guarantor for any reason lack of communication along with lack of care.

"Absolutely disgusting company"

Absolutely disgusting company. Try and get out of FOS deadline dates, avoid all forms of contact. A complaint going on for two years. Hope you shady pigs go under.