"Love this banking!"

Absolutely love using this banking service the only down fall was having to pay $300 for the fire element and the fact how when u go to an ATM that charges you $3 to pull money out, ok that's fine but what's not fake is how oxygen also charges you am extra $3 just for still doing that. Which I'm not so sure how come that happens but it sucks! The perks are great can't complain their! Even tho the fire element cost so much for the card I cant however fully complain about the price when the card is just wonderful and so worth the money spent!

"you changed the cashback experience"

you changed the cashback experience. Its a hassle and unappealing to even use the cashback feature anymore. you could at least now make it automatic cashback and not limit the variety of retailers to just 1% of all available companies. you could implement all food $1 back not just 10 different restaurants and all other retail the 5 or 6% depending on element level and exclude all money transfer. most every transaction already is categorized so I don't get why you're system can't automatically process cashback for each category on a weekly and daily basis. I don't want to be forced to limit my shopping to a select few retailers of your choosing to get cashback!

"I've been using Oxygen for several…"

I've been using Oxygen for several years now, and they have been the best! I am so happy to be a customer and to have them as my bank!

"I haven’t had any issues with this…"

I haven’t had any issues with this service and I’ve been using them for 3-4 years now.

"No longer worth it"

No longer worth the exorbitant costs of the different elements. Cash back has gotten too complicated.

"This is by far my favorite bank"

This is by far my favorite bank. Customer support is always helpful and quick. The only complaint that I have is that I cannot cash checks in my state.

"I’ve never had any issues with Oxygen"

I’ve never had any issues with Oxygen. Easy and dependable. I love this bank.

"Opportunities to upgrade my card"

Opportunities to upgrade my card, having a business account that I can easily transfer to my personal account. Having an easy way to save money when I spend money.
I would love more vendors that I shop at regularly to be on the list of cashback options.

"Clueless …"

Out of the blue decided a security response was triggered, I wasn't contacted other than the email saying that they were permanently closing my account with no more information other than the system was triggered. I emailed back and requested to be informed of what transpired and when, I also asked why I wasn't contacted to verify that said trigger was indeed done by me. The response I received was my account was closed, my app was disabled, I could not log in and any funds would be returned to sender.

"Ongoing dispute.... Still waiting"

I been banking with oxygen for quite some time now, i am at the water element. & I placed a dispute back in August for a service unfulfilled in July. Customer service has dragged it out for 3 months as of today. A date they assured me and I have yet got back with me