"Were very fair and convenient when…"

Were very fair and convenient when needed for emergency.
Only negative is we shouldn't be charged extra fee for every credit card payment when it's the only option.

"Just paid off my loan TODAY!"

Just paid off my loan TODAY!! Scratchpay was a life saver in terms of financially helping me cover the expenses with our senior dogs emergency medical bill. The applying process was very easy and getting approved and was able to successfully pay my monthly due balance 100% on time. The monthly amount due was very manageable for us. I highly recommend recommend Scratchpay.

"It went very well from the initial…"

It went very well from the initial financing to the final payment.

"Scratchpay, the smarter way to pay"

My first experience with Scratchpay was when I had to put my little dog Scout to sleep. It gave me great comfort that there was an alternative financial way to pay his bill. This was a God-send, thank you.

"Scratchpay has been a lifesaver for me…"

Scratchpay has been a lifesaver for me and my pet! Love being able to apply for loans for every visit. Makes it easier on pet parents with lots of bills like myself!

"So helpful when faced with unexpected…"

So helpful when faced with unexpected vet bills. I have a zillion pets (well, 15) and cancer is expensive, so is heart failure. I love that I have a 0% interest option. So much easier to pay things off in a few months rather than on the spot—right after you just received really bad news about your pet. I think this is the only financing institution that I would actually give five stars.

"Loved the text reminders for auto…"

Loved the text reminders for auto withdrawal and ease of web design. There were no surprises and loan was transparent!

"I was on autopay for the entire year"

I was on autopay for the entire year. After my last payment, you left a $3 balance. I didn’t beget to it right away and then all of the sudden I’m assessed a late fee. And now have a $23 bill. This is a very sketchy practice.

"Great experience"

Great experience! I’ll definitely recommend this to my family and friends!!

"Excellent Idea"

Excellent Idea, easy to use, well thought out site.