TransUnion UK

Money & Insurance
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410 reviews
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TransUnion UK

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James Jackson

1.00/5.00

"this credit report agency is the worst…"

this credit report agency is the worst it stops people getting credit stops good people getting credit they say they do there best but it is about time it he banks and credit agencies stop using it as it’s not worth it’s ink pathetic disgusting 🤢 company

08/02/2025

Dr HP

1.00/5.00

"Unreliable data caused decline of credit"

Incorrect address information caused decline of credit card. Allegedly wrong information supplied by County Council Electoral Role and MBNA. Both Experian and Equifax have correct data. MBNA confirm they have only supplied correct data. County council electoral role was correctly supplied by me of course. Appears to be a farm address located at centre of a rural postcode over 1/3 mile away. The Farm is top alphabetically on the address list by postcode on Post Office post code search tool. Hats off for the diligence of their credit checks.

06/02/2025

Jonn

1.00/5.00

"TransUnion UK"

TransUnion UK: A Complete Disgrace to the Credit Industry

If there were an award for the most incompetent, dysfunctional, and utterly useless credit agency in the UK, TransUnion would win it hands down. This company is an absolute joke—how they are even allowed to handle people’s financial data is beyond comprehension.

Their website is a disaster—slow, confusing, and barely functional. Trying to access or correct your credit information feels like an impossible task, with their so-called “customer support” being about as helpful as a chocolate teapot. Their reporting system is riddled with errors, outdated information, and inexplicable inconsistencies that they seem completely incapable—or unwilling—to fix.

And don’t even get started on their lack of accountability. If you have an issue with your credit report, prepare for a soul-crushing journey of endless emails, robotic responses, and zero actual assistance. It’s as if they are deliberately trying to make the process as frustrating as possible, hoping people will just give up.

Frankly, TransUnion shouldn’t be trusted with a child’s piggy bank, let alone the financial data of millions of people. The fact that they play a role in determining people’s creditworthiness is nothing short of terrifying. If the UK government had any sense, they would shut this company down immediately and launch a full-scale investigation into its operations.

Avoid them at all costs—this is one of the most incompetent, irresponsible, and downright useless companies ever to exist in the financial sector. Even 1 star is too much!

01/02/2025

Customer

1.00/5.00

"Just read the reviews"

E mailed these twice, no reply, if you try to fill in online form it says your details are incorrect, I think I know my own name etc, if you live chat they tell you to call if you call they tell you to e mail if you e mail they don't answer!

29/01/2025

CHRIS CLARK

1.00/5.00

"Such an incompetent company ask for…"

Such an incompetent company ask for proof that l was registered on the voters role which l sent then say they can’t accept it, it really is a joke of a company when all the other credit reference agency’s have me on the the voters role on there site,
Don’t use stick with others

29/01/2025

MR

1.00/5.00

"Absolutely Incompetent and a disgrace "

I was trying to make a switch of my energy suppliers when the new company emailed to say that because of TransUnion credit check they cannot make the switch. I then called TransUnion and did a credit check to find out they hold very little and inadequate information on me on their files. I am perplexed as to how a credit checking company is allowed to operate like this.
I've held an Excellent credit rating for 20 years without a single missed payment. All repayments set up on direct debit paid in full every month and zero gaps in paid employment.
The other reviews here are a testament of how bad TransUnion is as a company.

29/01/2025

customer

1.00/5.00

"Bunch of amateurs"

Bunch of amateurs. Lies after lies, cowboy company avoid at all costs. Thanks to Trans union and their lies have cost me losing my mortgage. Playing with people’s lives. They are a disgrace.

28/01/2025

Joshua smith

1.00/5.00

"transunion"

My credit score went down by 32 points "Missing payments" Halifax use this Wtf What payment did I miss?

11/01/2025

Art

1.00/5.00

"Absolute scam."

Absolute scam.

As above.

08/01/2025

Welsh resident

1.00/5.00

"I can't believe Lloyds bank has…"

I can't believe Lloyds bank has anything to do with this lousy set up. No debit, no mortgage, always pay all on time, cards you name it. Tells you paying on time and not using your mac cards will increase it. 🤔 so how fo I improve, paying them? Tried to fill in the contact form, tells me my name Sabine has unacceptable characters, what the letters???? My postcode is not recognised 🫣 oh, been the same for 30 plus years....Tried to use their complaints link, just locks you out. Shocking, and this company has access to all our private financial records. Time to contact my gest friend trading standards abd my very trusted MP

30/12/2024
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