"Please read this review before signing…"

Please read this review before signing any agreement with this company. We operate a retail business and 5 years ago Omnicapital chased my business, after several conversations and emails we agreed to sign up. All has been going well with increased business every year we integrated the Omnicapital widget into our new website last year as well .We have never received a single customer complaint either. We have now started to prepare our business to open again after the current lockdown and out of the blue we receive an email from Omnicapital that they are terminating our contract, with absolutely no reason. I will probably receive a reply to this review or it may even get blocked but it’s an extremely poor decision by this business to drop our business just as we are about to open after a global pandemic which has caused untold damage to the retail industry and these sort of actions only add to the misery.

"I had bought a GPU through Ebuyer 3…"

I had bought a GPU through Ebuyer 3 years ago, took out financing through Omni Capital and never had a problem in those 3 years of repaying. Every year I received a annual statement detailing what was taken and balance remaining.

Everything is transparent, so you know what to expect. Cleared my balance on time, and if I can take out finance again in the future through a retailer I wont hesitate to do so.

"Very horrible"

Very horrible. These people will mess the credit reports. I will never recomnend these to anyone. Be very careful. They will trap you and play with your financial credentials. Do never ever use these people.

"Terrible company stay away"

Terrible company stay away
Applied for a £380 loan for air soft had it refused when my credit is excellent and have a £21k loan stay away from these dic*kheads

"I am puzzled why bad reviews!!"

I am puzzled why bad reviews. I had an issue with my purchase and when I phoned, lovely Lucy answered all my questions and put my mind at rest. I had fantastic experience with this company.

"Customer Service Unable to Read"

I used this company to provide finance for a stereo upgrade for my car fitted by a company I use on a regular basis and still do but use alternative funding if required.

On the 26th January I emailed their customer service requesting a settlement figure, on the 27th I received a reply saying that they were unable to give me a settlement figure as my email was not from the registered email address on the account yet, every month they emailed this email address to remind me that they were taking the monthly payment.

I emailed back pointing this out but, have received no response but, on the 28th I received an email confirmation that the account had been settled in full and the account closed from the collection department to, the supposed unregistered email address.

Would never consider using this company again, they make Klarna appear professional!

"Excellent service"

Used OMNI to purchase bedroom furniture and spread the cost, interest free, over a year.
From start to finish I've received excellent service & communication culminating in getting confirmation of the account closure today.
I did contact customer services last week and received a very helpful reply from Adam.
Highly recommended.

"Paid my off early but still charged"

Paid my loan off early but still getting direct debits taken. No contact details on the site to address it, doesn't even have a page that tells me the loan is paid off. Currently waiting on the company I used the loan for to get back to me.

"Was offered a part finance through a…"

Was offered a part finance through a company I do business with I ha most of the money required but as I wanted to do things a bit quickly the put me through to these people with a credit score of 897 I would think that's fine for a 2300 lone over 12 months in employment but they declined me for no reason so to be honest they should be stuck off because it's our legal right to know the reason I quickly log into equifax and my credit score was up and very clean so I'll make sure I spread the word to everyone I know to avoid them

"Omni capital and learning people, avoid, avoid, avoid!!"

1 those leaving positive reviews for the company should realise they are in breach of trust pilot's policy by naming an individual.

2 I only learnt of the negative reputation on trust pilot of omni capital because I complained to omni about learning people who knowingly coerced and missold an online education to me. The learning people's portal is a play lost of YouTube videos that you have access to online and books you can buy and won't cost you anywhere near £1000. The package was £5000 interest free for a year, they hide the one year interest free at the point of sale. And omni capital is happy to continue the link with learning people without investigation despite being made aware of learning people's practise.

3. Omni capital is aware that learning people are unscrupulous but they don't care because they get to keep £5000 that learning people applied to them for on my behalf.

4. Both learning people and omni capital should be avoided at all cost.

5. Read the T and C and if possible have the citizens advice or free legal service read through the T and C and save yourself from signing and taking on an awful contract.

Be warned, I was stung by both learning people and omni capital, I am telling my story so you don't have to.

I will share my story as far and wide so everyone know to avoid these two swindling companies.

I have not given up and will keep fighting even if all I succeed in doing is raising awareness so prospective students avoid these two companies.