Ardent Credit Services Ltd t/a Debt & Revenue Services

Money & Insurance
badge Company profile claimed
120 reviews
Overall Rating
Customer Reviews about

Ardent Credit Services Ltd t/a Debt & Revenue Services

Write a review about ardentcredit.co.uk
Show Reviews

Ryan Foxley

1.00/5.00

"Absolute scam company claiming owe eBay…"

Absolute scam company claiming owe eBay £81! I never owed eBay anything it’s full of scamming buyers etc the company is a joke! So this fake company ain’t getting a penny for something I don’t owe!

24/01/2024

Jacob Lewis-Fell

1.00/5.00

"Company that constantly spam calls and…"

Company that constantly spam calls and messages about debt that isn't owed.

22/01/2024

RT

1.00/5.00

"Harassed via phone and email for a £50…"

Harassed via phone and email for a £50 debt which I didn’t owe. Have reported both Ardent and Admiral insurance to the financial ombudsman for their disgraceful behaviour. I am assuming that harassing more vulnerable members of society is a lucrative business model.

16/01/2024

LEE Brillantes

1.00/5.00

"SCAM! DO NOT PAY!"

Was initially receiving text messages from them telling me to pay direct to the website link but never says how much I owe them.

After a month I got an email saying I owe ebay £42. I have not used my account for a long time.

Looking through the many reviews, I am not paying. Website looks very dodgy. Never give our your information to them or else they are ill keep harassing you!

Some people have been contacted in their emails despite them being dead already. Bank has confirmed their bank account does not exist.

I am not paying anything and will be blocking them.

12/01/2024

citywired

1.00/5.00

"FAKE DEBT TEXT MESSGE SCAM"

On an unused phone that never gets messages, I received a debt scam text, and traced it to this company Ardent credit.
There is a link that asks you to "download" some letter and asks sensitive security questions.
Deliberately supply fake answers and I get this message:
"We can't find your details.
To discuss your account, please contact us on:
Phone: 0151 545 1500
Web: www. ardentcredit .co .uk/contact"

12/01/2024

John

5.00/5.00

"After speaking to Erin today I can…"

After speaking to Erin today I can believe that this company got 93% of 1 stars, she was very understanding, informative and but my mind at ease regarding my situation. Her customer service skills are gonna take her far in this company. Just brilliant wish her the best

12/01/2024

Chris Neilson

1.00/5.00

"Paid commission to get you to pay more."

Paid commission to get you to pay more.

21/12/2023

JJ

1.00/5.00

"Scamming behaviour."

Chose not to renew my Admiral Insurance policy once it expired.

Received communication from Admiral confirming my non-renewal.

One month later, i receive texts, letters and e-mails all within a WEEKEND window (i.e. i could not speak to anyone even if i wanted to! Automated payment was the only option available) from Ardent Credit debt collectors threatening that if i don't make immediate payment i will suffer repeating 35% penalty charges.

Scum bag behaviour from both Admiral and Ardent.

How can it be legal to act as a debt collector, harassing and threatening someone else's customer without so much as A) checking the debt exists, B) Confirming the customer has received any communication about the debt - you know like an INVOICE that even the dodgiest builders can manage to raise! C) Not be warned that the debt would be passed onto to debt collection agencies.

No, instead you'll just push your luck and pray on the vulnerable like the scum of the Earth, just like all scammers do.

27/11/2023

Marie Joyce

1.00/5.00

"Scammers"

This company sent an email to my deceased mother in laws email account the week of the first anniversary of her death, claiming she owed them £45 for a debt to Admiral insurance and if she did not pay immediately they would keep adding £15 to the debt.
I couldn’t understand why Admiral wanted money as they had actually reimbursed an over payment to us when we closed her insurance.
They wanted the payment to go into a HSBC account to we rang HSBC and the account the email quoted is NOT one of their accounts and advised us it was a scam.
DONT PAY THEM !!!!!

20/11/2023

James Thomson

1.00/5.00

"Dreadful company"

These people demanded £37.25 that I supposedly owed eBay; however, when eBay contacted me, they were requesting £29.25 before the 'debt' was passed onto these people. When I read their email, the additional £8 was for 'late payment fees'. I did not pay eBay because they were demanding money that I did not owe them. I can’t believe that eBay passed such a minor 'debt' to a debt collector, and that I was harassed by Ardent Credit for an additional £8. These people are just a bunch of parasites who take pride in banking on people's misfortune, so that they can harass them to pay their debt, but in my case, non-existent dept.

03/11/2023
Built for truth-seekers. We collect real reviews so you can find reliable businesses fast. Share your insights—help the next person out.
© 2025 - All rights reserved

Latest from the Blog

--